Every drive.
Every weather. Fully covered.

Standard comprehensive insurance deducts depreciation on plastic, fibre, rubber, and metal parts — meaning you pay the depreciated portion out of pocket. Zero-dep eliminates these deductions and you receive full part replacement costs. For cars under 5 years old, the add-on costs ₹600–₹1,500 more per year but saves thousands during claims. We strongly recommend it.

Most people overpay by renewing with the same insurer without comparing. The same cover — or better — can cost ₹1,000–₹2,500 less per year with a different insurer. Your NCB transfers when you switch. We compare all insurers in real time and show you the best rate before you decide. Switching takes 10 minutes and is completely safe.

IDV (Insured Declared Value) is the maximum amount your insurer will pay if your car is stolen or totalled. Setting IDV too low saves a small amount on premium but means a large shortfall in a total loss claim. Setting it too high means you overpay premium. We help you set the correct market value IDV — protecting you in the worst case without overpaying.

1. Register the claim with the insurer helpline immediately after the incident. 2. Take your vehicle to any network cashless garage — no upfront payment needed. 3. Surveyor inspects and approves the repair scope. 4. Garage repairs the car and bills the insurer directly. 5. You collect the car and pay only your voluntary excess (if any). The entire process typically takes 3–7 days.